Middleton, Wisconsin · A Town Mutual Since 1876
Protecting the homes and farms of southern Wisconsin for nearly 150 years.
We’re a mutual insurance company — owned by our policyholders, run by a board you elect, with premium dollars that stay in your community.
The Mutual Difference
Owned by the people we protect
Middleton Insurance Company’s mission is to provide members and agents with quality insurance service, products, and coverage to meet their needs — the same way we have since 1876.
Our policyholders are the owners
When you hold a policy with us, you’re a member — not just a customer.
A board elected by members
Our Board of Directors consists of policyholders, elected by policyholders.
Premium dollars stay local
Your premiums support your neighbors and your community — not a distant shareholder.
Backed by strong reinsurance
A comprehensive program through Wisconsin Reinsurance Corporation stands behind every policy.
Coverage
Insurance for the way you live
Homeowners
From vacation cottages to new construction, with replacement cost or actual cash value.
Farmowners
Home, farm buildings, personal and farm property, and liability — tailored to your operation.
Mobile Homeowners
Practical protection for manufactured and mobile homes.
Seasonal & Dwelling Fire
Seasonal homes and dwelling or farm fire policies for harder-to-place property.
- Dwelling Fire
- Farm Fire
- Inland Marine
- Seasonal Homeowners
Pay your premium online — any time.
Our secure policyholder payment portal is open 24/7.
Where We Work
Serving ten southern Wisconsin counties
- Columbia
- Dane
- Dodge
- Grant
- Green
- Iowa
- Jefferson
- Lafayette
- Rock
- Sauk
Our coverage is written through independent local agencies in the towns where you live.
“Working together to promote and preserve the mutual insurance way of life.”
Our Motto